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Lecturer(s)
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Dlouhý Zdeněk, Ing. DiS.
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Svoboda Milan, Ing. Mgr. Ph.D.
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Course content
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Introduction to personal finance. Financial planning, financial goals, wealth, financial freedom. Money, the function of money, the value of money, the issue of money accumulation, inflation. The financial system, the Czech National Bank, commercial banks, insurance companies. Savings, savings products. Investing, basic investment products, bonds, stocks. Collective investment, mutual funds, ETFs. Pension system, supplementary pension savings, DIP. Risks, risk hedging, diversification, insurance. Loans, mortgage loans. Alternative forms of investment (investment apartments, gold, cryptocurrencies, etc.).
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Learning activities and teaching methods
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Lecture supplemented with a discussion, Multimedia supported teaching, Students' self-study, Lecture with visual aids, Practicum
- Contact hours
- 39 hours per semester
- Preparation for comprehensive test (10-40)
- 25 hours per semester
- Preparation for an examination (30-60)
- 40 hours per semester
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| prerequisite |
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| Knowledge |
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| N/A |
| Skills |
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| N/A |
| Competences |
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| N/A |
| learning outcomes |
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| Knowledge |
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| understand the structure of financial market and the impact of the tax system on personal entity |
| understand the questions of calculating net wage |
| gain an overview about the possibilities of financing own housing as well as possibilities for effective exploitation of their own funds for short-and long-term time horizons |
| Skills |
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| assess the range of financial products aimed at personal entities |
| properly build their own financial plan |
| Competences |
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| N/A |
| teaching methods |
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| Knowledge |
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| Lecture supplemented with a discussion |
| Practicum |
| Multimedia supported teaching |
| Self-study of literature |
| Lecture |
| Skills |
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| Lecture with visual aids |
| Practicum |
| Self-study of literature |
| Competences |
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| Interactive lecture |
| Self-study of literature |
| Textual studies |
| assessment methods |
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| Knowledge |
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| Oral exam |
| Test |
| Skills |
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| Oral exam |
| Test |
| Competences |
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| Oral exam |
| Test |
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Recommended literature
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Ducháčková, Eva. Principy pojištění a pojišťovnictví. 2., aktual. vyd. Praha : Ekopress, 2005. ISBN 80-86119-92-0.
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Kiyosaki, Robert T.; Lechter, Sharon L. Bohatý táta, chudý táta. Praha : Pragma, 2001. ISBN 80-7205-822-3.
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Syrový, Petr; Tyl, Tomáš. Osobní finance : řízení financí pro každého. 4. aktualizované vydání. 2021. ISBN 978-80-271-3123-5.
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