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Lecturer(s)
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Course content
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Introduction to personal finance Tax system in the Czech Republic and its impact on personal entities, social and health insurance, calculation of net wage The history of money, cash security features The structure of financial market, commercial subjects on financial market, banks, building societies, pension funds, insurance companies, investment companies Czech National Bank and its basic functions Cash and cashless payments, current account, savings account passbooks, time deposit, checks, credit cards Mortgage loans and other credit products, consumer loans, insurance products, life and non-life insurance Introduction to the accumulation of money, an analysis of the state pension system, the magic triangle of financial balance in personal finance Building savings, retirement income insurance, open-end mutual funds Basic procedures for financial calculations, interest, amortization, annuity. The rules for creation of a specific financial plan, the most common mistakes in personal finance Reserve, guest lecture
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Learning activities and teaching methods
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Lecture supplemented with a discussion, Multimedia supported teaching, Students' self-study, Lecture with visual aids, Practicum
- Contact hours
- 39 hours per semester
- Preparation for comprehensive test (10-40)
- 25 hours per semester
- Preparation for an examination (30-60)
- 40 hours per semester
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| prerequisite |
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| Knowledge |
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| N/A |
| Skills |
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| N/A |
| Competences |
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| N/A |
| learning outcomes |
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| Knowledge |
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| understand the structure of financial market and the impact of the tax system on personal entity |
| understand the questions of calculating net wage |
| gain an overview about the possibilities of financing own housing as well as possibilities for effective exploitation of their own funds for short-and long-term time horizons |
| Skills |
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| assess the range of financial products aimed at personal entities |
| properly build their own financial plan |
| Competences |
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| N/A |
| teaching methods |
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| Knowledge |
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| Lecture supplemented with a discussion |
| Practicum |
| Multimedia supported teaching |
| Self-study of literature |
| Lecture |
| Skills |
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| Lecture with visual aids |
| Practicum |
| Self-study of literature |
| Competences |
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| Interactive lecture |
| Self-study of literature |
| Textual studies |
| assessment methods |
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| Knowledge |
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| Oral exam |
| Test |
| Skills |
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| Oral exam |
| Test |
| Competences |
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| Oral exam |
| Test |
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Recommended literature
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Ducháčková, Eva. Principy pojištění a pojišťovnictví. 2., aktual. vyd. Praha : Ekopress, 2005. ISBN 80-86119-92-0.
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Dvořák, Petr. Bankovnictví pro bankéře a klienty. 3., přeprac. a rozš. vyd. Praha : Linde, 2005. ISBN 80-7201-515-X.
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Kiyosaki, Robert T.; Lechter, Sharon L. Bohatý táta, chudý táta. Praha : Pragma, 2001. ISBN 80-7205-822-3.
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