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Lecturer(s)
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Hejduková Pavlína, Ing. Ph.D.
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Šturcová Jana, Ing. Ph.D.
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Course content
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Risk and impacts of chance on people's economic activity, risk management, the importance of risk management. Insurance as a tool of risk elimination, insurance as a financial category. Specifics of insurance companies' management, solvency of insurance companies and basic principles of Solvency II methodology. Insurance technical reserves of insurance companies, their importance from the point of view of the insurance company 's management, principles of their investment. Risks in the activities of insurance companies. Reinsurance and forms of reinsurance. The importance of reinsurance for the activities of the insurance company. Insurance, breakdown into life and non-life, breakdown into lump sums and damage insurance. Basic characteristics of life insurance products. Basic characteristics of non-life insurance products. Business and industrial risk insurance. Retirement Savings. Insurance and its place in the economy, insurers, insurance intermediaries. Property and investment insurance market, subjects of the insurance market, insurance companies as institutional investors, insurance indicators. Insurance market in the conditions of the Czech Republic and comparison with abroad. New trends in insurance markets - new products, peer-to-peer insurance, bank-insurance.
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Learning activities and teaching methods
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- Preparation for an examination (30-60)
- 48 hours per semester
- Preparation for comprehensive test (10-40)
- 18 hours per semester
- Contact hours
- 39 hours per semester
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| prerequisite |
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| Knowledge |
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| To know the basic principles of economic relations. |
| Skills |
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| To use the basic economic terms and explain the role of insurance in the economy and the enterprise. |
| Competences |
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| N/A |
| N/A |
| learning outcomes |
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| Knowledge |
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| To know the structure of the insurance market in the Czech Republic, types of insurance, classification of insurance according to various aspects. |
| Skills |
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| Are able to apply the fundamentals of financial and insurance mathematics, especially in relation to premiums calculations in both life and non-life insurance. |
| Competences |
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| N/A |
| teaching methods |
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| Knowledge |
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| Lecture |
| Textual studies |
| Skills |
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| Practicum |
| Skills demonstration |
| Competences |
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| Lecture |
| Practicum |
| Self-study of literature |
| assessment methods |
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| Knowledge |
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| Written exam |
| Skills |
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| Test |
| Skills demonstration during practicum |
| Competences |
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| Test |
| Written exam |
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Recommended literature
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Ducháčková, Eva. Pojištění a pojišťovnictví. 1. vydání. 2015. ISBN 978-80-87865-25-5.
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Ducháčková, Eva. Principy pojištění a pojišťovnictví. 3. vyd. - pĹeprac. Praha : Ekopress, 2009. ISBN 978-80-86929-51-4.
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Hradec, Milan; Křivohlávek, Václav; Zárybnická, Jana. Pojištění a pojišťovnictví. 1. vyd. Praha : Vysoká škola finanční a správní, 2007. ISBN 80-86754-48-0.
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